The quick and easy answer is yes they are harder to qualify today than they were back when lenders and buyers shared a phone call or two and the loan was approved and we were all at the closing table. At the time there were no qualifying parameters and a good strong breath was all that it took to qualify for a mortgage, regardless of …

USHUD Discussing Why Buyers are Harder to Qualify Today Read more »

Doing the best for the market does not always mean achieving the best and highest price for a home. Sometimes it means getting the home off of the market and this helps the entire community. Home prices are based on the other homes in the market. For this reason a vacant home can have a dramatically negative effect on the rest of the neighborhood. Focusing …

USHUD and Selling Homes That Need Repair Read more »

It has been understood by the most successful real estate agents that a niche is worth everything while trying to be everything to everyone is a task that few can accomplish. Being a foreclosure specialist is not as hard as we may think and it does not limit the real estate agent to only foreclosures. Identifying one’s self as a foreclosures specialist tells those that …

Ushud on becoming a foreclosures specialist Read more »

Most people when relocating use price as the sole determining factor while there are a lot of other factors that need to be taken into consideration. Location to work Location to schools Location to entertainment As they say location, location, location are the three most important words in real estate. And this is taken into account when pricing a home as well as when someone …

A Common Mistake People Make When Relocating Read more »

We have all seen them. The houses that look like if they had a knife they would attack us. The houses that children’s nightmares are made of. These homes are not always a bad thing, especially if we know how to use a FHA 203k mortgage. A 203k mortgage is generally available for a home that requires more than $5000 or more in order to …

USHUD and Dangerous Homes Read more »