Author: Michael Urbanski
Michael Urbanski is a successful entrepreneur with extensive experience online as the CEO/founder of Heavy Hammer since its inception in 1998. Heavy Hammer has several profitable online platforms for local advertising. Michael also owns several patents for geographic advertising online and has numerous other patents in process. Before launching Heavy Hammer in 1999 Michael was the top salesman for foreclosure homes in the state of Maryland. Among his accomplishments Mr. Urbanski has been a decorated Air Traffic Controller in the Air Force, a successful restaurateur and has written and produced several award winning feature films and top tier video games. Leveraging the success of his previous ventures and experiences, Michael self-financed and launched Heavy Hammer which has been profitable every year of the 12 years it has been in operation.

Building Your Foreclosure Portfolio

The current real estate environment is ripe with potential issues that must be taken into consideration. Local real estate prices, mortgage worthiness and local economic and employment conditions are only some of the variables that an investor in foreclosures must

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Buying A Foreclosure Home With No Money Down

There are several ways to accomplish the purchase of buying homes without using any cash. this article is just a couple of way of doing it. Owner occupents are the focus as these tactics are available to investors. Federal Housing

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Adjustable Rate Mortgages (ARM)

Should You Choose an ARM For Your Foreclosure Home Purchase?   If you qualify for the particular foreclosure home you wish to purchase with a fixed interest rate, then you should choose the fixed rate mortgage 99% of the time. In this

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Obama’s Loan Modification Program

Assistance For Homeowners Facing Bank Foreclosure: The Homeowner Stability Initiative   The current economic recession, which began in December 2007 according to the National Bureau of Economic Research, has created grim conditions for some homeowners and neighborhoods throughout the country.

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Fannie Mae Foreclosures

Like every other third party mortgage investor on the planet, Fannie Mae has had a rough time lately. When Wall Street finally stopped buying sub-prime loans Fannie Mae found themselves holding millions of un-sellable mortgages…essentially holding the bag. Was it

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Real Estate Market Recovery

When is the Real Estate Market going to turn around? Some experts say that the housing market will not turn around until late in 2011. One thing for sure is that there is a lot of profit to be made in

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REO listings are nothing more than foreclosure that are using a less known acronym.

REO stands for “Real Estate Owned” and is the term that the mortgage holder uses to identify homes that they have foreclosed on and they are holding in their inventory. These “REO listings” are held in the banks inventory for

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5 Costly Mistakes When Buying Government Foreclosures

If you’re looking to save money on purchasing a house, foreclosures are a great way to go. However, even if you find the property for free (which you can do on USHUD.com) there are still very costly mistakes that most

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