The quick and easy answer is yes they are harder to qualify today than they were back when lenders and buyers shared a phone call or two and the loan was approved and we were all at the closing table. At the time there were no qualifying parameters and a good strong breath was all that it took to qualify for a mortgage, regardless of …
USHUD Discussing Why Buyers are Harder to Qualify Today Read more »
Doing the best for the market does not always mean achieving the best and highest price for a home. Sometimes it means getting the home off of the market and this helps the entire community. Home prices are based on the other homes in the market. For this reason a vacant home can have a dramatically negative effect on the rest of the neighborhood. Focusing …
It has been understood by the most successful real estate agents that a niche is worth everything while trying to be everything to everyone is a task that few can accomplish. Being a foreclosure specialist is not as hard as we may think and it does not limit the real estate agent to only foreclosures. Identifying one’s self as a foreclosures specialist tells those that …
Most people when relocating use price as the sole determining factor while there are a lot of other factors that need to be taken into consideration. Location to work Location to schools Location to entertainment As they say location, location, location are the three most important words in real estate. And this is taken into account when pricing a home as well as when someone …
We have all seen them. The houses that look like if they had a knife they would attack us. The houses that children’s nightmares are made of. These homes are not always a bad thing, especially if we know how to use a FHA 203k mortgage. A 203k mortgage is generally available for a home that requires more than $5000 or more in order to …
There as many types of real estate agents as there are people in the world and that is why it is important to find the one that works for us. We will have an easier time finding the right home if we have the right agent first. The right agent is the one that we feel the most comfortable with. Comfort can come from them …
If we were planning a trip to the grocery store we would probably have some sort of list of the items we want to buy as well as a rough idea of a budget we planned to spend on food that day. What we would not do is go to the grocery store and just put one of everything in our cart. That would not …
The idea that USHUD.com only offers a free list of foreclosures is understandable but it is completely wrong. USHUD offers homes in the traditional resale market as well and there are no price limits. Just like foreclosures our conventional resale properties range from beginner homes to multimillion dollar homes. The focus is to provide whatever the home buyers are shopping for in one easy to …
The values of helping people find the homes that they want and the real estate professionals that they need have been our driving force since we launched USHUD.com in 1999. We have always pursued the interest of the clients first and foremost and that is why we have provided one real estate agent and one loan officer per geographic area instead of swamping the home …
The reason most people don’t buy is that they have not been provided the correct amount of motivation in order to have them feel that buying is better than not buying. The same can be said with listings. If a potential seller is thinking of selling their home they must have more motivation to sell than to stay. When this motivation is not supplied in …